Bankchek, an organisation which looks into bank overcharging, has reported that National Westminster Bank has been overcharging interest to many of its business customers who exceed their overdraft limits. The organisation claims that before the period 1991/2, the banks – including major culprit NatWest – had been charging interest rates “far in excess of those agreed in the facility letters [contracts], unknown to many customers and certainly without their consent”. While the banks admit it was essential to agree such rates with the customer in advance, there is strong evidence that this was not done, alleges Bankchek. The findings are revealed in an analysis of facility letters that existed between businessmen and their banks prior to 1991/2.
Design studio The Team has given the charity a new identity centred around the equals symbol, in a bid to highlight its aim to make the UK a better place
The festival, which will run in October and is focusing on the work of pioneering female authors, is now in its 12th year and has been given a new look
As the V&A becomes the hub for the London Design Festival for the 10th time, we take a closer look at the installations, displays and talks happening throughout the week
Offthetopofmyhead’s founder and creative director John Spencer, says jargon and bullshit are getting in the way of people understanding and valuing design.